"Let's Get You Home."

Your Journey to Homeownership Starts Here

Happy Homeowners

Years of Experience

% Client Satisfaction

Hour Response Time

Purchasing a Home

Understanding Your Home Buying Decision

We understand how significant the home buying decision is for you. It's likely one of the most important financial choices you'll ever make. Our team is here to take the time to ensure every option is clearly explained so you feel confident that your mortgage aligns with both your short-term and long-term financial goals.

First-Time Homebuyer – A Comfortable Journey

Buying your first home should be an exciting experience, not an intimidating one. Our goal is to make the process smooth and stress-free with professionals you can trust. Along with competitive rates, we are committed to offering:

Clear and transparent communication throughout the process
Step-by-step guidance from start to finish
A comfortable, easy-to-follow process

Buying Again – Smoother Than Ever

You've been through the home loan process before, and now you're ready to take the next step. Whether your last experience was positive or challenging, we're committed to providing:

An exceptional customer service experience
In-house processing, underwriting, and funding for faster closings
A range of loan programs to match your financial goals

Vacation Home – Turning Dreams Into Reality

We'll help you make your dream of owning a vacation home a reality—without hidden fees or surprises. Our pre-qualification process will empower your negotiations and speed up the closing process. Here's how we can help:

Numerous mortgage options available, with as little as 10% down*
Pre-qualification to strengthen your bargaining position
Transparent and straightforward financing solutions

Investment Property – Simplified Real Estate Investing

Investing in real estate can lead to great returns and long-term security. We make the mortgage investment process simple, so you can make informed decisions with confidence. Our services include:

Pre-qualification for an investment property loan to boost your bargaining power
Low rates and transparent investment loan options
Access to qualified real estate agents to guide you through the process

Loan Programs

Finding the Right Loan Program for You

We offer a wide range of loan programs to meet the diverse needs of homebuyers. Whether you're a first-time buyer, a veteran, or looking for something specific, our experienced team will guide you through your options and help you make the best decision for your financial goals.

FHA Loans

Affordable Options for First-Time Buyers

Low down payment requirements
Flexible credit score guidelines
Ideal for first-time homebuyers or those with past credit issues

VA Loans

Exclusive Benefits for Veterans

No down payment required
No private mortgage insurance (PMI)
Competitive interest rates and flexible qualification standards

USDA Loans

For Rural and Suburban Homebuyers

No down payment needed
Low interest rates
Designed for buyers in qualifying rural or suburban locations

Conventional Loans

Flexible and Popular

No mortgage insurance with a 20% down payment
Competitive interest rates
Flexible loan terms and higher loan limits

Construction Loans

Build Your Dream Home

Funds provided in stages throughout the construction process
Tailored to fit unique building needs
Roll into permanent financing once the construction is complete

Bank Statement Loans

Ideal for Self-Employed Borrowers

No need to provide tax returns
Qualify using personal or business bank statements
Great for business owners, freelancers, and contractors

Refinancing Options

A Smart Way to Adjust Your Home Loan

Refinancing can be a great option if you're looking to change the terms of your current mortgage. Whether you want a better interest rate or to extend your repayment period, refinancing can help you better align your loan with your financial goals.

Why Consider Refinancing?

Lowering Monthly Payments

If interest rates are low, refinancing could lock in a lower rate, reducing your monthly payments. Since rates can fluctuate, securing a good rate now can help you save long-term.

Maximizing Monthly Income

Refinancing to a fixed-rate mortgage with a low interest rate can increase your monthly earnings, especially if you plan to stay in your home for a while.

Convert to a Stable, Fixed-Rate Loan

If you have an Adjustable-Rate Mortgage (ARM), now might be a good time to refinance to a fixed-rate loan. This ensures long-term stability, especially if your ARM could increase to a higher rate than what fixed mortgages offer today.

Tap into Home Equity

If you've built up equity in your home, a cash-out refinance lets you access that value and put it to good use. Whether it's for college tuition, consolidating debt, or making home improvements, cash-out refinancing can be a powerful financial tool.

Using your equity to pay for significant expenses
Consolidating debt with a single, lower monthly payment
Potentially improving your credit score by paying off higher-interest debt

Our Services

Find Your Perfect Home Loan

Whether you're a first-time buyer or seasoned investor, we'll help you find the ideal loan solution that fits your unique situation.

Learn More

Smart Refinancing Solutions

Lower your monthly payments, reduce your interest rate, or access your home's equity with our refinancing options.

Explore Options

Credit & Down Payment Solutions

Don't let credit challenges stop you. We offer specialized programs to help you achieve your homeownership dreams.

Get Help

Why Choose Us

Fast Processing

Quick approvals and efficient processing to get you into your dream home faster.

Competitive Rates

Access to the best rates and terms through our extensive lender network.

Personal Service

Dedicated support throughout your entire mortgage journey.

Trusted Experience

Years of experience helping families achieve their homeownership dreams.

What Our Clients Say

"Alex is an amazing individual and a pleasure to work with. He made me feel comfortable very quickly and actually listens to your concerns but also shows you great options that makes it a win win no matter what you choose. I purchased my first home under him and he came back at the earliest time to help me refinance my home with a much better rate to insure I was even more comfortable financially which gave me more financial peace and freedom. He is very patient when I get frustrated and so much fun to celebrate with. Highly recommend him to anyone for anything!"

- Aaron Mays

"Working with Alex to buy my first home was great. He made the process so easy and painless that I would highly recommend him for your first purchase or your 10th purchase. Alex really knows how to find the best mortgage rate and the best program in the marketplace to fit all your needs. I would not hesitate in calling him to begin the great journey."

- Jamie

Areas We Serve

Proudly serving Lebanon and surrounding Middle Tennessee communities with expert mortgage services.

Nashville

Tennessee

Mount Juliet

Tennessee

Madison

Tennessee

Old Hickory

Tennessee

Hermitage

Tennessee

Lakewood

Tennessee

Donelson

Tennessee

Let's Start Your Journey Home

Contact Information

(615) 636-3796

lebanonmtglender@gmail.com

Available:

Monday - Friday: 7:30 AM - 5:30 PM

Saturday - Sunday: 9:00 AM - 3:00 PM

Location:

115 N Castle Heights

Lebanon, TN 37087